🇨🇦 Mill Rate Database: AB · BC · MB · NS · NT · ON · SK · YT — Insight Reports: Alberta (more provinces coming soon)

Canada's most complete property tax database.
Know your rates before you close.

🇨🇦 Proudly Canadian

Confirmed 2025 rates across AB, BC, MB, NS, NT, ON, SK and YT — residential, commercial, industrial and multi-residential. Free to search.

Residential rates free — no signup · Commercial rates free with email · 8 jurisdictions · Official class codes
90+
Municipalities
4
Property Classes
8
Jurisdictions
Free
No Signup

2025 Confirmed Mill Rates by Property Class

Select a property class to view rates. Residential rates are fully open — no signup required. Commercial, industrial, and multi-residential rates are free with email. Rates reflect confirmed 2025 municipal bylaws. Click any municipality for full detail.

What is a mill rate? It's the amount of property tax payable per $1,000 of assessed value. A rate of 6.18 mills means $6.18 in tax for every $1,000 your property is assessed at — so a $500,000 home pays roughly $3,090/year. Use the % Rate / Mill Rate toggle above the table to switch between formats — they show the same number expressed differently. Click any municipality row to see full class breakdowns, 10-year history, and official provincial class codes.

Municipality ↕ Province 2025 Mill Rate ↕ 2024 Rate YoY Change ↕ Trend
↗ Click any row to see 10-year rate history, all property class rates, official class codes, and tax projections
📋 Data currency: Rates reflect confirmed 2025 municipal tax bylaws. Most municipalities finalize 2026 rates between April–June 2026 — we update as bylaws are confirmed. Always verify current rates directly with the relevant municipality before making financial decisions.

Estimate your property tax bill

Enter your assessed value, municipality, and property class to get a quick annual tax estimate. For a full property-specific analysis including neighbourhood benchmarking and a professional tax risk assessment, order an insight report.

2025 Mill Rate
As a Percentage
YoY Change
Estimated annual property tax
Per month (est.)

This is an estimate only — want the full picture?

Full Alberta property tax insight report from $199 during launch pricing (normally $399). Neighbourhood benchmarking, assessment gap analysis, and a professional Tax Risk Rating for your specific address.
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Built for every type of property professional

Residential buyers, commercial investors, landlords, property managers — MillRate.ca gives you the data and the professional insight to make confident decisions.

01

Search the free database

Look up any Canadian municipality across AB, BC, MB, NS, NT, ON, SK and YT. See official provincial class codes, current confirmed rates, 10-year history, and YoY changes — all free, no signup.

02

Estimate your tax bill

Use the free calculator to get an instant annual tax estimate for any Alberta property. Enter assessed value, select municipality and property class — done in 30 seconds.

03

Order a professional report

Need a property-specific risk assessment before closing? Order an Alberta insight report from $199 — Tax Risk Rating, assessment gap analysis, neighbourhood benchmark, plain English summary. Delivered in 24 hours.

Trusted professionals for Alberta property buyers

Our visitors are actively researching property purchases. These partners have been selected to support them through the process.

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Assessment disputes · Alberta
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Before you commit to a property — know your tax risk.

A $500,000 purchase decision deserves more than a rough estimate. Our report gives you a professional, property-specific tax risk assessment — produced by an analyst with real property tax experience — so you know exactly what you're buying into.

Who orders this report
🏘️
Real estate investors
Buying a rental or investment property and need accurate carrying cost projections before closing
🏢
Commercial property buyers
Acquiring commercial or industrial sites where non-residential tax rates significantly impact proforma returns
🌎
Out-of-province buyers
Unfamiliar with Alberta's MGA assessment system and need professional context before buying
🏗️
Landlords and property managers
Adding to an existing portfolio and need to understand forward tax exposure across multiple properties
What's in the report
  • Tax Risk Rating — Green / Amber / Red with plain English explanation
  • Correct MGA class code confirmed (Class 1 RES or Class 2 NON-RES)
  • Current assessed value vs. purchase price — gap analysis and risk flag
  • 5-year historical assessment and tax bill trend
  • Neighbourhood benchmark — 5 comparable properties
  • Commercial/industrial ratio vs. AB legislated 5:1 maximum
  • Forward-looking tax exposure range for budget planning
  • Plain English summary written for non-experts

📄 See exactly what you're getting. View a sample report →

🗓 BC & Ontario reports coming soon. Join the waitlist →

For informational purposes only. Not tax, legal, or financial advice. Data sourced from publicly available Alberta municipal assessment records.

🚀 Launch pricing — limited time
$199 $399 per report
Alberta only · All property classes · 24hr delivery
Secure payment via Stripe · Full refund if we can't complete your report · No account required · Delivered within 24 hours

See exactly what you're getting

Every report includes these five sections — delivered as a clean PDF within 24 hours

🎯
Tax Risk Rating
Green / Amber / Red verdict with plain English explanation. The first thing you see.
📊
Assessment Gap Analysis
Current assessed value vs purchase price. Flags where the tax bill is likely to increase.
🏘️
Neighbourhood Benchmark
5 comparable properties nearby. Is this property taxed fairly relative to its neighbours?
📈
5-Year Tax History
What this property has actually cost to hold over the last 5 years and the trend direction.
📝
Plain English Summary
Written for non-experts. What you need to know, what to watch, and what to factor into your offer.
View a full sample
Download Sample PDF →

Trusted by Alberta property buyers

"The Tax Risk Rating gave me exactly what I needed before making an offer. The assessment gap analysis flagged something my realtor hadn't noticed."
Calgary investor
Residential report · 2025
"Moved from Ontario and had no idea how Alberta's assessment system worked. This report explained everything clearly and gave me confidence to close."
Out-of-province buyer
Residential report · 2025
Representative testimonials. Replace with real customer reviews after first orders.

Not just data — a professional verdict

Every report leads with a clear Tax Risk Rating so you know immediately what you're dealing with — before reading a single number.

🟢

Low Risk

Assessment is in line with comparables. Mill rate trend is stable. No red flags identified. Carry cost is predictable and unlikely to surprise you after closing.

🟡

Moderate Risk

One or more flags worth knowing — assessment gap, rising mill rate trend, or neighbourhood pressure. Factor a contingency into your proforma and plan accordingly.

🔴

High Risk

Multiple flags identified. Significant tax exposure likely not reflected in current carrying costs. Consult a property tax professional before closing.

How to Appeal Your Property Assessment in Alberta

A plain English guide to Alberta's assessment appeal process — deadlines, grounds, evidence, and what to expect. Written by a property tax analyst.

Overview Grounds for Appeal Deadlines Evidence The Process Commercial Properties FAQ

What is a property assessment appeal?

In Alberta, every property is assigned an assessed value each year by the municipality. That value is used to calculate your property tax bill. If you believe your assessed value is incorrect — either too high compared to similar properties, or based on inaccurate information — you have the right to appeal it.

A successful appeal can lower your assessed value, which directly reduces your tax bill — not just for the current year, but potentially for future years if the correction carries forward. For commercial properties, even a modest reduction in assessed value can translate to thousands of dollars in annual savings.

Important distinction

You can only appeal your assessed value — not the mill rate itself. The mill rate is set by your municipality and is not subject to individual appeal. If your assessed value is fair but the mill rate feels high, that's a political question for your council, not an appeal process.

Valid grounds for appeal

Not every disagreement with your assessment qualifies. Alberta's Municipal Government Act sets out specific grounds on which an appeal can succeed. The strongest grounds are:

📊 Assessment significantly higher than comparable properties

Your assessed value is materially higher than similar properties in your neighbourhood — same size, age, condition, and location. This is the most common and most winnable ground.

🏚️ Incorrect property characteristics on file

The municipality has wrong information — incorrect square footage, wrong year built, listing a finished basement you don't have, or missing a functional obsolescence like a structural issue or difficult access.

📉 Assessment exceeds actual market value

Alberta assessments are supposed to reflect market value as of July 1 of the prior year. If your assessed value is significantly above what you could reasonably sell for, that's a valid ground — especially in a declining market.

🏢 Wrong property classification

Your property has been classified as non-residential when it should be residential, or is carrying a subclass that doesn't apply. Classification errors are less common but can have a large tax impact given Alberta's significant residential/non-residential rate gap.

What won't work: "My taxes are too high," "I can't afford this," or "other cities have lower rates." These are not valid appeal grounds under the MGA. The appeal board can only consider whether your assessed value is correct — not whether the tax rate is fair.

Critical deadlines

Missing the deadline means losing your right to appeal for that year — there are no extensions. The Alberta assessment appeal timeline works as follows:

January
Assessment notices mailed by municipalities. Review yours carefully when it arrives.
March (typical)
Appeal deadline — typically 60 days from notice date. The exact date is printed on your assessment notice. Do not miss this.
Spring
Assessment Review Board (ARB) schedules hearings. You'll receive a hearing date.
Spring / Summer
Hearing takes place. Decision issued, typically within weeks. If successful, assessment is amended and tax bill adjusted.

Calgary note

Calgary's Customer Review Period typically runs January through March. Contacting the assessor during this period — before filing a formal complaint — can sometimes resolve issues without a hearing. Always try the informal route first.

What evidence do you need?

The burden of proof is on you as the appellant. The assessor's value is presumed correct until you demonstrate otherwise. Strong appeals are evidence-based — not just assertions that you think the value is too high.

🏘️
Comparable sales (strongest evidence)
Recent sales of similar properties within your neighbourhood, as close to Alberta's July 1 valuation date as possible. Look for similar size, age, condition, and location. Three to five good comparables is a solid starting point.
📋
Your property's assessment details
Request your property's assessment record from the municipality. Verify every detail — square footage, lot size, year built, quality rating, and any improvements. Errors here are free wins.
📸
Photos of condition issues
If your property has deferred maintenance, structural issues, or functional problems that affect value, document them with photos and, ideally, repair quotes.
📊
Assessment comparison of neighbouring properties
Pull the assessed values of similar properties on your street or in your neighbourhood through your municipality's public assessment search. If your assessed value per square foot is materially higher than neighbours', that's your case.
🏗️
Independent appraisal (optional but powerful)
For high-value properties or commercial appeals, a formal appraisal from a AACI-designated appraiser carries significant weight before the board. The cost is usually justified when the potential tax saving is large.

Step-by-step: the appeal process

1
Review your assessment notice

When your notice arrives in January, check the assessed value, property class, and listed characteristics. Note the appeal deadline — it's printed on the notice. Request your full assessment record from the municipality if you want to see the detail behind the number.

2
Contact the assessor informally first

Before filing a formal complaint, call or visit the assessor's office. Explain what you believe is incorrect. Many assessment errors — wrong square footage, incorrect year, missing deductions — get corrected at this stage without needing a formal hearing. This costs nothing and is always worth trying.

3
File a formal complaint with the Assessment Review Board

If the informal route doesn't resolve it, file a formal complaint before the deadline. In Calgary this is done through the Composite Assessment Review Board (CARB). In other municipalities it's the local ARB. There is a filing fee — typically $50 for residential, higher for commercial — which is refunded if your appeal succeeds.

4
Prepare your evidence package

Gather your comparables, property records, photos, and any expert opinions. Organize them clearly. The board will expect you to present a coherent argument — not just a complaint. Submit your evidence package to the board and the assessor before the hearing date.

5
Attend the hearing

Hearings are typically 30–60 minutes. You'll present your case, the assessor will respond, and board members may ask questions. You don't need a lawyer — many property owners self-represent successfully for residential appeals. For complex commercial appeals, professional representation is worth considering.

6
Receive the decision

The board issues a written decision, typically within a few weeks of the hearing. If successful, your assessment is amended and your tax bill adjusted accordingly. If unsuccessful, you can appeal further to the Court of Queen's Bench — though this is rare and typically only worthwhile for very large commercial disputes.

Commercial & industrial appeals

Commercial property appeals follow the same basic process but are typically more complex and higher stakes. A few things worth knowing:

Alberta's 5:1 commercial/residential ratio cap — Under the MGA, no municipality can charge commercial properties more than five times the residential rate on an equivalent assessment. Calgary's ratio is currently around 3.5:1, but some smaller municipalities push closer to the limit. If your municipality is near the cap, that's worth flagging.
Income approach valuation — Commercial properties are often assessed using the income approach (NOI ÷ cap rate) rather than comparable sales. If market cap rates have moved but your assessment hasn't adjusted, that's a potential appeal ground.
Vacant space and economic obsolescence — If your commercial property has significant vacancy or functional obsolescence (outdated layout, poor access, environmental issues), these should be reflected in the assessment and often aren't.
Professional representation pays off — For commercial appeals involving significant assessment values, hiring a property tax consultant or appeal specialist almost always pays for itself. Their fee is typically contingent on success.

Frequently asked questions

Will my assessment go up if I appeal and lose?

No. The board can only reduce or maintain your assessment — it cannot increase it as a result of your appeal. There is no downside risk to filing a well-founded appeal.

Do I have to pay my tax bill while the appeal is in progress?

Yes. You must pay your tax bill by the due date regardless of your appeal status. If your appeal succeeds, you will receive a refund or credit for the difference.

How much does it cost to appeal?

The filing fee for a residential complaint is typically around $50 in most Alberta municipalities and is refunded if you win. Commercial filing fees are higher. There is no cost for the informal stage.

Can I appeal every year?

Yes. A new assessment is issued each year and you have the right to appeal each one independently. If your assessment continues to seem high, appealing annually is reasonable.

How long does the whole process take?

Typically four to six months from the time you file to the time you receive a decision. Hearings are usually scheduled for spring or early summer.

Should I hire a professional?

For residential appeals, many homeowners self-represent successfully. For commercial properties or where the assessment gap is large, a property tax consultant adds significant value and typically works on contingency.

This guide is for informational purposes only and does not constitute legal or tax advice. Assessment appeal rules, deadlines, and procedures may vary by municipality. Always verify deadlines directly with your municipality and consult a qualified professional for advice specific to your situation.

Before you appeal

Know if your assessment is actually unfair

Our Alberta Insight Report includes a neighbourhood benchmark comparing your property against five comparables — the exact evidence you need to build a strong appeal case.

  • Assessment gap analysis
  • 5 comparable properties
  • Tax Risk Rating
  • Plain English summary
  • Delivered in 24 hours
Alberta only · All property classes
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Property Tax Appeal Consultant
Need professional help with your appeal? Our preferred partner handles assessment disputes across Alberta.
Spot available →
Contact us to enquire
2026 Key Dates · Alberta
Jan 2026 Assessment notices mailed
~Mar 2026 Appeal deadline (check your notice)
Spring 2026 ARB hearings scheduled
Jun 30 2026 Tax bill due date

Canadian Property Tax Key Dates

Assessment notice mailouts, appeal deadlines, municipal budget season, rate confirmation windows, and tax bill due dates — all in one place. Updated annually as municipalities confirm their schedules.

📬
Assessment Notices
When to expect your annual assessment notice by province and municipality
⚖️
Appeal Deadlines
Confirmed appeal filing deadlines for every municipality we cover
📋
Rate Confirmations
When 2026 mill rates are expected to be confirmed by bylaw, province by province
Notify me when it launches

Be the first to know

We'll also send you a reminder when 2026 assessment notices go out in January — so you never miss an appeal deadline.

No spam. One email when it launches, one reminder in January.

A snapshot of what's coming

Here's a taste of the 2026 Alberta key dates we're already tracking.

Date
Event
Province
Jan 2026
Assessment notices mailed
Check your assessed value and note the appeal deadline printed on the notice
AB · All municipalities
~Mar 2026
Appeal filing deadline
Typically 60 days from notice date — verify the exact date on your notice
AB · All municipalities
Apr–Jun 2026
2026 mill rates confirmed
Municipalities pass budget bylaws — we update the database as each is confirmed
AB · BC · ON · SK
Jun 30 2026
Property tax bill due
Final tax bills issued — payment due even if an appeal is in progress
AB · Calgary

Full page will cover all 8 jurisdictions with municipality-specific dates, deadline alerts, and exportable calendar reminders.

Why we built this

Property tax data in Canada is scattered across hundreds of municipal websites, provincial portals, and assessment authorities — each using different classification systems, codes, and formats. Alberta uses MGA Classes. BC Assessment uses numbered Classes 1 through 9. Ontario uses MPAC's RTC code system with dozens of subclasses. None of it is in one place.

MillRate.ca consolidates all of it. Residential, commercial, industrial, multi-residential — with official provincial class codes — across Alberta, BC, Manitoba, Nova Scotia, NWT, Ontario, Saskatchewan and Yukon, free to search. For deeper analysis we offer Alberta property tax insight reports — property-specific PDFs covering assessed value benchmarking, historical trends, neighbourhood comparisons, and a professional Tax Risk Rating. Reports for other provinces are in development.

We are a small, independent Alberta-based data team. We are not affiliated with any municipality, government body, real estate brokerage, or assessment authority.

MillRate.ca provides data and analysis for informational purposes only. This is not tax, legal, or financial advice. All mill rate data is sourced from publicly available municipal records and open government portals. Ontario rates include both municipal and provincial education components per MPAC. Ontario class codes follow the RTC/RTQ system as defined by the Assessment Act (Ontario). BC class codes follow the BC Assessment Act. Alberta classes follow the Municipal Government Act. Rates shown are base rates — subclass discounts (CU, CX, NT, small business), BIA levies, and special charges are not included. Projections are trend-based estimates only. Always consult a qualified professional for advice specific to your situation.

Contact MillRate.ca

Questions about a report, partnership enquiries, data corrections, or anything else — we respond to all messages within 24 hours.

General Enquiry

Questions about a report order, data accuracy, or the site in general.

Partnership & Advertising Enquiry

Limited spots

Interested in reaching active Canadian property buyers, investors, realtors, and mortgage professionals? We offer a small number of preferred partner placements to relevant service providers.

Available placements
Calculator Partner Card
Shown to every user who runs a tax or mortgage calculation — highest intent placement on the site
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Preferred Partners Section
Featured placement in the dedicated partners section with logo, description and CTA
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Appeal Guide Sidebar
Sticky sidebar placement on the appeal guide — ideal for tax appeal consultants and real estate lawyers
1 spot
Who we work with
Mortgage brokers · Real estate lawyers · Property tax appeal consultants · Property management companies · Real estate agents and teams · Commercial real estate brokers
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Response time
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Our Audience
Primary users Property buyers & investors
Professionals Realtors · Brokers · Lawyers
Coverage AB · BC · MB · ON · SK
Intent Active purchase decisions
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