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Toronto Property Tax Rates

Ontario · Confirmed residential and multi-class mill rates for 2026, with the 10-year trend and how Toronto stacks up against its province and the rest of Canada.

Residential rate 2026
7.67
mills · 0.77%
Year over year
+0.13
+1.7% vs 2025
vs ON average
37%
below the provincial average (2025)

Property tax rates by class (2026)

All confirmed 2026 mill rates for Toronto. Rates are shown in mills and as a percentage of assessed value.

Property classMill rate% of value
Residential7.670.77%
Multi-Residential12.091.21%
Commercial23.022.30%
Industrial24.172.42%

Estimate your Toronto property tax

Enter an assessed value to estimate the annual tax at Toronto's confirmed 2026 rates.

per year

Estimate only, based on the municipal rate and provincial portioning; it excludes education and school levies and any local improvement charges. For full carrying costs, use the True Cost Calculator.

10-year residential rate trend

How Toronto's residential mill rate has moved over the past decade.

YearResidential rateChange
20166.44
20176.55+0.11
20186.66+0.11
20196.77+0.11
20206.99+0.22
20217.11+0.12
20227.22+0.11
20237.08-0.14
20247.080.00
20257.54+0.46
20267.67+0.13

Project your future Toronto property tax

Estimate how your annual bill could move over the next several years as assessed values and the mill rate change. The mill-rate assumption is pre-filled from Toronto's rate history where available; adjust any input to match your own outlook.

est. annual tax in
YearAssessed valueMill rateEst. annual tax

Illustrative projection only. It compounds your chosen assessment-growth and mill-rate assumptions from the confirmed 2026 base and excludes education and school levies and any local improvement charges. Actual rates are set each year by the municipality and assessments by the province. Not financial advice.

How Toronto compares

In 2025, Toronto's residential rate of 7.54 mills was 37% below the Ontario average (11.94) and 4% above the national average across the cities we track (7.28).

What the mill rate means

A mill rate of 7.67 means $7.67 of tax per $1,000 of assessed value (about 0.77%). Annual tax is assessed value × rate ÷ 1,000, before any provincial portioning. Use the True Cost Calculator for your exact figure.

Looking for assessment and appeal deadlines? See the Ontario key dates.

Toronto property tax FAQ

How much is property tax in Toronto?
Toronto's confirmed 2026 residential mill rate is 7.67, or about 0.77% of assessed value. On a home assessed at $500,000 that works out to roughly $3,835 per year, before provincial education and school levies.
How is Toronto property tax calculated?
Annual property tax is your assessed value multiplied by the mill rate and divided by 1,000. At Toronto's 2026 residential rate of 7.67 mills, a $400,000 home would owe about $3,068 in municipal tax, before education levies.
When are Toronto property taxes due?
Toronto property taxes are usually paid in instalments through the year. The exact due date is printed on your assessment or tax notice, so confirm it there each year.
Did Toronto's property tax rate change in 2026?
The 2026 residential rate of 7.67 mills rose about 1.7% from the 2025 rate of 7.54. It remains above the 2024 level of 7.08.
How does Toronto compare to other Ontario cities?
In 2025, Toronto's residential rate of 7.54 mills was about 37% below the Ontario average of 11.94. Lower mill rates generally mean a smaller tax bill on a similarly valued home.

More Ontario property tax rates

Compare Toronto with other Ontario municipalities we track.

See every Ontario rate on the Ontario property tax page, or browse the full By City directory.

Data reflects confirmed municipal tax bylaws; 2026 rates are added as each municipality finalizes them. Always verify current rates with Toronto before making financial decisions. MillRate.ca aggregates publicly available municipal property tax rates for information only and is not affiliated with any municipality or assessment authority.